Call reports 2017
PUTNAM COUNTY BANK — 2017
What PUTNAM COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 666,246,000 | 656,044,000 | 659,350,000 | 621,192,000 |
| Total loans | 429,406,000 | 418,826,000 | 414,730,000 | 392,401,000 |
| Allowance for loan losses | 5,503,000 | 6,671,000 | 8,495,000 | 5,812,000 |
| Securities available for sale | 65,100,000 | 59,287,000 | 60,169,000 | 64,812,000 |
| Securities held to maturity | 59,854,000 | 65,794,000 | 64,742,000 | 91,541,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 569,937,000 | 560,975,000 | 563,944,000 | 528,488,000 |
| Interest-bearing deposits | 504,063,000 | 493,721,000 | 497,687,000 | 461,248,000 |
| Noninterest-bearing deposits | 65,874,000 | 67,254,000 | 66,257,000 | 67,240,000 |
| Equity capital | 90,377,000 | 90,263,000 | 90,737,000 | 87,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,066,000 | 12,031,000 | 18,089,000 | 23,924,000 |
| Interest expense | 1,200,000 | 2,390,000 | 3,566,000 | 4,711,000 |
| Net interest income | 4,866,000 | 9,641,000 | 14,523,000 | 19,213,000 |
| Noninterest income | 69,000 | -29,000 | 132,000 | 526,000 |
| Noninterest expense | 2,269,000 | 4,544,000 | 7,049,000 | 9,878,000 |
| Provision for loan losses | 176,000 | 1,422,000 | 3,279,000 | 6,032,000 |
| Pretax income | 2,490,000 | 3,646,000 | 4,327,000 | 3,829,000 |
| Income tax | 873,000 | 1,331,000 | 1,513,000 | 2,685,000 |
| Net income | 1,617,000 | 2,315,000 | 2,814,000 | 1,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,998,000 | 92,829,000 | 93,328,000 | 90,780,000 |
| Total capital | 98,026,000 | 97,701,000 | 98,151,000 | 95,176,000 |
| Risk-weighted assets | 401,797,000 | 388,010,000 | 382,234,000 | 350,284,000 |