Call reports 2011
PUTNAM COUNTY BANK — 2011
What PUTNAM COUNTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 574,382,000 | 563,556,000 | 575,761,000 | 585,587,000 |
| Total loans | 330,400,000 | 321,584,000 | 318,421,000 | 316,863,000 |
| Allowance for loan losses | 5,162,000 | 5,154,000 | 4,505,000 | 4,492,000 |
| Securities available for sale | 77,915,000 | 83,970,000 | 90,207,000 | 95,718,000 |
| Securities held to maturity | 38,986,000 | 38,991,000 | 38,995,000 | 38,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 499,793,000 | 488,538,000 | 499,066,000 | 508,978,000 |
| Interest-bearing deposits | 443,949,000 | 431,916,000 | 447,569,000 | 451,203,000 |
| Noninterest-bearing deposits | 55,844,000 | 56,622,000 | 51,497,000 | 57,775,000 |
| Equity capital | 72,673,000 | 73,826,000 | 75,500,000 | 75,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,590,000 | 11,194,000 | 16,734,000 | 22,099,000 |
| Interest expense | 1,590,000 | 3,211,000 | 4,838,000 | 6,490,000 |
| Net interest income | 4,000,000 | 7,983,000 | 11,896,000 | 15,609,000 |
| Noninterest income | 99,000 | 207,000 | 306,000 | 421,000 |
| Noninterest expense | 2,119,000 | 4,544,000 | 6,650,000 | 9,447,000 |
| Provision for loan losses | 634,000 | 634,000 | 738,000 | 738,000 |
| Pretax income | 1,346,000 | 3,012,000 | 4,814,000 | 5,844,000 |
| Income tax | 587,000 | 1,058,000 | 1,619,000 | 2,025,000 |
| Net income | 759,000 | 1,954,000 | 3,195,000 | 3,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,096,000 | 71,571,000 | 72,813,000 | 72,716,000 |
| Total capital | 74,896,000 | 75,254,000 | 76,493,000 | 76,394,000 |
| Risk-weighted assets | 302,602,000 | 293,164,000 | 293,570,000 | 293,447,000 |