Call reports 2008
PUTNAM COUNTY BANK — 2008
What PUTNAM COUNTY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 494,083,000 | 479,818,000 | 497,853,000 | 493,738,000 |
| Total loans | 315,250,000 | 316,677,000 | 324,506,000 | 334,862,000 |
| Allowance for loan losses | 2,065,000 | 2,270,000 | 2,406,000 | 2,267,000 |
| Securities available for sale | 73,360,000 | 74,423,000 | 68,641,000 | 82,222,000 |
| Securities held to maturity | 38,814,000 | 38,850,000 | 38,852,000 | 38,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,318,000 | 410,163,000 | 428,046,000 | 421,167,000 |
| Interest-bearing deposits | 374,884,000 | 367,993,000 | 383,555,000 | 374,664,000 |
| Noninterest-bearing deposits | 48,434,000 | 42,170,000 | 44,491,000 | 46,502,000 |
| Equity capital | 68,129,000 | 67,434,000 | 67,790,000 | 69,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,748,000 | 13,060,000 | 19,510,000 | 26,374,000 |
| Interest expense | 3,257,000 | 6,047,000 | 8,875,000 | 11,737,000 |
| Net interest income | 3,491,000 | 7,013,000 | 10,635,000 | 14,637,000 |
| Noninterest income | 89,000 | 187,000 | 278,000 | 370,000 |
| Noninterest expense | 2,110,000 | 3,943,000 | 6,001,000 | 8,579,000 |
| Provision for loan losses | -1,672,000 | -1,374,000 | -1,239,000 | -1,138,000 |
| Pretax income | 3,142,000 | 4,631,000 | 6,151,000 | 7,566,000 |
| Income tax | 621,000 | 1,352,000 | 2,034,000 | 2,678,000 |
| Net income | 2,521,000 | 3,279,000 | 4,117,000 | 4,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,994,000 | 67,051,000 | 67,853,000 | 67,985,000 |
| Total capital | 69,059,000 | 69,321,000 | 70,259,000 | 70,252,000 |
| Risk-weighted assets | 283,715,000 | 282,740,000 | 290,573,000 | 295,268,000 |
Machine access — free, no API key
Every figure shown here about PUTNAM COUNTY BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.