Call reports 2007
PUTNAM COUNTY BANK — 2007
What PUTNAM COUNTY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 464,895,000 | 465,142,000 | 474,284,000 | 474,579,000 |
| Total loans | 294,877,000 | 303,760,000 | 312,198,000 | 312,910,000 |
| Allowance for loan losses | 3,640,000 | 2,916,000 | 3,332,000 | 3,401,000 |
| Securities available for sale | 75,539,000 | 75,261,000 | 67,651,000 | 68,390,000 |
| Securities held to maturity | 38,592,000 | 38,602,000 | 38,635,000 | 38,703,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,601,000 | 400,171,000 | 408,067,000 | 407,039,000 |
| Interest-bearing deposits | 355,613,000 | 356,299,000 | 363,876,000 | 364,546,000 |
| Noninterest-bearing deposits | 44,987,000 | 43,872,000 | 44,191,000 | 42,493,000 |
| Equity capital | 61,966,000 | 62,784,000 | 64,161,000 | 65,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,951,000 | 14,066,000 | 21,324,000 | 28,552,000 |
| Interest expense | 3,252,000 | 6,662,000 | 10,164,000 | 13,815,000 |
| Net interest income | 3,699,000 | 7,404,000 | 11,160,000 | 14,737,000 |
| Noninterest income | 74,000 | 153,000 | 240,000 | 325,000 |
| Noninterest expense | 1,900,000 | 3,301,000 | 5,398,000 | 7,633,000 |
| Provision for loan losses | 900,000 | 900,000 | 1,305,000 | 1,120,000 |
| Pretax income | 981,000 | 3,364,000 | 4,705,000 | 6,316,000 |
| Income tax | 556,000 | 1,301,000 | 1,749,000 | 2,250,000 |
| Net income | 425,000 | 2,063,000 | 2,956,000 | 4,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,057,000 | 63,051,000 | 63,944,000 | 64,472,000 |
| Total capital | 65,338,000 | 65,967,000 | 67,276,000 | 67,873,000 |
| Risk-weighted assets | 262,169,000 | 267,068,000 | 278,588,000 | 280,569,000 |
Machine access — free, no API key
Every figure shown here about PUTNAM COUNTY BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.