Call reports 2006
PUTNAM COUNTY BANK — 2006
What PUTNAM COUNTY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 461,105,000 | 448,925,000 | 457,172,000 | 457,872,000 |
| Total loans | 267,514,000 | 274,629,000 | 279,543,000 | 289,992,000 |
| Allowance for loan losses | 2,736,000 | 2,959,000 | 2,972,000 | 2,730,000 |
| Securities available for sale | 85,151,000 | 84,110,000 | 85,183,000 | 85,182,000 |
| Securities held to maturity | 38,629,000 | 38,600,000 | 38,591,000 | 38,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,146,000 | 388,750,000 | 394,788,000 | 394,489,000 |
| Interest-bearing deposits | 354,529,000 | 341,360,000 | 353,344,000 | 349,890,000 |
| Noninterest-bearing deposits | 46,617,000 | 47,390,000 | 41,444,000 | 44,599,000 |
| Equity capital | 58,158,000 | 58,681,000 | 60,776,000 | 61,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,431,000 | 13,113,000 | 19,969,000 | 27,006,000 |
| Interest expense | 2,338,000 | 5,125,000 | 8,121,000 | 11,369,000 |
| Net interest income | 4,093,000 | 7,988,000 | 11,848,000 | 15,637,000 |
| Noninterest income | 71,000 | 140,000 | 215,000 | 286,000 |
| Noninterest expense | 1,900,000 | 3,695,000 | 5,448,000 | 7,596,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 2,114,000 | 4,116,000 | 6,298,000 | 8,010,000 |
| Income tax | 777,000 | 1,500,000 | 2,262,000 | 2,866,000 |
| Net income | 1,337,000 | 2,616,000 | 4,036,000 | 5,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,868,000 | 59,596,000 | 61,017,000 | 61,631,000 |
| Total capital | 61,604,000 | 62,555,000 | 63,989,000 | 64,361,000 |
| Risk-weighted assets | 241,368,000 | 246,402,000 | 249,966,000 | 257,997,000 |
Machine access — free, no API key
Every figure shown here about PUTNAM COUNTY BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.