Call reports 2005
PUTNAM COUNTY BANK — 2005
What PUTNAM COUNTY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 461,551,000 | 458,872,000 | 463,173,000 | 457,286,000 |
| Total loans | 238,728,000 | 241,809,000 | 249,577,000 | 263,443,000 |
| Allowance for loan losses | 4,173,000 | 4,164,000 | 4,059,000 | 2,700,000 |
| Securities available for sale | 105,279,000 | 100,934,000 | 99,572,000 | 81,162,000 |
| Securities held to maturity | 38,771,000 | 38,743,000 | 38,708,000 | 38,671,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,622,000 | 402,868,000 | 406,428,000 | 398,736,000 |
| Interest-bearing deposits | 359,389,000 | 354,371,000 | 355,804,000 | 350,185,000 |
| Noninterest-bearing deposits | 47,233,000 | 48,496,000 | 50,624,000 | 48,551,000 |
| Equity capital | 53,146,000 | 54,965,000 | 55,717,000 | 57,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,566,000 | 11,450,000 | 17,550,000 | 23,918,000 |
| Interest expense | 1,633,000 | 3,387,000 | 5,396,000 | 7,695,000 |
| Net interest income | 3,933,000 | 8,063,000 | 12,154,000 | 16,223,000 |
| Noninterest income | 70,000 | 141,000 | 212,000 | 281,000 |
| Noninterest expense | 1,841,000 | 3,410,000 | 5,132,000 | 7,011,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,388,000 |
| Pretax income | 2,167,000 | 4,805,000 | 7,245,000 | 10,180,000 |
| Income tax | 804,000 | 1,734,000 | 2,614,000 | 3,668,000 |
| Net income | 1,363,000 | 3,071,000 | 4,631,000 | 6,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,302,000 | 54,532,000 | 56,092,000 | 57,535,000 |
| Total capital | 55,950,000 | 57,219,000 | 58,858,000 | 60,235,000 |
| Risk-weighted assets | 210,370,000 | 213,473,000 | 220,019,000 | 236,539,000 |
Machine access — free, no API key
Every figure shown here about PUTNAM COUNTY BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.