Call reports 2003
PUTNAM COUNTY BANK — 2003
What PUTNAM COUNTY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 488,145,000 | 475,833,000 | 479,767,000 | 470,452,000 |
| Total loans | 233,615,000 | 221,923,000 | 217,756,000 | 223,316,000 |
| Allowance for loan losses | 3,902,000 | 4,000,000 | 4,022,000 | 4,000,000 |
| Securities available for sale | 97,053,000 | 97,864,000 | 96,153,000 | 110,213,000 |
| Securities held to maturity | 38,904,000 | 38,915,000 | 38,921,000 | 38,922,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,049,000 | 422,997,000 | 427,310,000 | 418,449,000 |
| Interest-bearing deposits | 396,584,000 | 384,776,000 | 389,830,000 | 381,226,000 |
| Noninterest-bearing deposits | 39,465,000 | 38,221,000 | 37,480,000 | 37,223,000 |
| Equity capital | 48,653,000 | 49,982,000 | 50,373,000 | 50,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,926,000 | 11,519,000 | 16,908,000 | 22,236,000 |
| Interest expense | 2,154,000 | 4,115,000 | 5,977,000 | 7,782,000 |
| Net interest income | 3,772,000 | 7,404,000 | 10,931,000 | 14,454,000 |
| Noninterest income | 59,000 | 118,000 | 144,000 | 195,000 |
| Noninterest expense | 1,434,000 | 2,861,000 | 4,315,000 | 6,028,000 |
| Provision for loan losses | 206,000 | 749,000 | 749,000 | 868,000 |
| Pretax income | 2,191,000 | 3,912,000 | 6,011,000 | 7,753,000 |
| Income tax | 782,000 | 1,395,000 | 2,162,000 | 2,789,000 |
| Net income | 1,409,000 | 2,517,000 | 3,849,000 | 4,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,890,000 | 45,561,000 | 46,893,000 | 47,589,000 |
| Total capital | 47,579,000 | 48,087,000 | 49,435,000 | 50,126,000 |
| Risk-weighted assets | 213,914,000 | 202,510,000 | 201,828,000 | 201,468,000 |
Machine access — free, no API key
Every figure shown here about PUTNAM COUNTY BANK — 2003 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.