Call reports 2026
GRAND RIVER BANK — 2026
What GRAND RIVER BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 510,506,000 | 507,301,000 |
| Total loans | 439,215,000 | 428,444,000 |
| Allowance for loan losses | 5,002,000 | 4,875,000 |
| Securities available for sale | 16,309,000 | 15,687,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 440,003,000 | 446,087,000 |
| Interest-bearing deposits | 351,865,000 | 349,327,000 |
| Noninterest-bearing deposits | 88,138,000 | 96,760,000 |
| Equity capital | 50,256,000 | 50,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 6,409,000 | 12,878,000 |
| Interest expense | 2,892,000 | 5,728,000 |
| Net interest income | 3,517,000 | 7,150,000 |
| Noninterest income | 145,000 | 345,000 |
| Noninterest expense | 2,970,000 | 5,925,000 |
| Provision for loan losses | 0 | -127,000 |
| Pretax income | 692,000 | 1,670,000 |
| Income tax | 146,000 | 352,000 |
| Net income | 814,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 50,804,000 | 51,756,000 |
| Total capital | 55,866,000 | 56,717,000 |
| Risk-weighted assets | 409,851,000 | 401,367,000 |
Machine access — free, no API key
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