Call report 2012Q4
GRAND RIVER BANK — 2012Q4
The 22 measures GRAND RIVER BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,786,000 | USD | evidence → |
| Total loans | 89,786,000 | USD | evidence → |
| Allowance for loan losses | 1,079,000 | USD | evidence → |
| Securities available for sale | 4,604,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 88,567,000 | USD | evidence → |
| Interest-bearing deposits | 75,912,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,655,000 | USD | evidence → |
| Equity capital | 9,391,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,925,000 | USD | evidence → |
| Interest expense | 800,000 | USD | evidence → |
| Net interest income | 3,125,000 | USD | evidence → |
| Noninterest income | 344,000 | USD | evidence → |
| Noninterest expense | 3,694,000 | USD | evidence → |
| Provision for loan losses | 310,000 | USD | evidence → |
| Pretax income | -496,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -496,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,358,000 | USD | evidence → |
| Total capital | 10,437,000 | USD | evidence → |
| Risk-weighted assets | 86,631,000 | USD | evidence → |