Call reports 2026
FIRST NATIONAL BANK & TRUST — 2026
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 413,807,000 | 386,385,000 |
| Total loans | 210,431,000 | 221,720,000 |
| Allowance for loan losses | 4,594,000 | 5,045,000 |
| Securities available for sale | 135,746,000 | 131,903,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 356,212,000 | 337,614,000 |
| Interest-bearing deposits | 249,762,000 | 235,763,000 |
| Noninterest-bearing deposits | 106,450,000 | 101,851,000 |
| Equity capital | 35,861,000 | 36,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,421,000 | 9,072,000 |
| Interest expense | 914,000 | 1,871,000 |
| Net interest income | 3,507,000 | 7,201,000 |
| Noninterest income | 1,043,000 | 2,145,000 |
| Noninterest expense | 3,097,000 | 6,261,000 |
| Provision for loan losses | 300,000 | 750,000 |
| Pretax income | 1,152,000 | 2,334,000 |
| Income tax | 294,000 | 626,000 |
| Net income | 858,000 | 1,708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 37,986,000 | 38,592,000 |
| Total capital | 41,089,000 | 41,763,000 |
| Risk-weighted assets | 246,811,000 | 251,874,000 |