Call report 2025Q4
FIRST NATIONAL BANK & TRUST — 2025Q4
The 22 measures FIRST NATIONAL BANK & TRUST reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 412,114,000 | USD | evidence → |
| Total loans | 210,390,000 | USD | evidence → |
| Allowance for loan losses | 4,306,000 | USD | evidence → |
| Securities available for sale | 142,392,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 355,186,000 | USD | evidence → |
| Interest-bearing deposits | 249,129,000 | USD | evidence → |
| Noninterest-bearing deposits | 106,057,000 | USD | evidence → |
| Equity capital | 35,322,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,967,000 | USD | evidence → |
| Interest expense | 3,857,000 | USD | evidence → |
| Net interest income | 13,110,000 | USD | evidence → |
| Noninterest income | 4,222,000 | USD | evidence → |
| Noninterest expense | 12,834,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | 3,588,000 | USD | evidence → |
| Income tax | 603,000 | USD | evidence → |
| Net income | 2,985,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,370,000 | USD | evidence → |
| Total capital | 40,537,000 | USD | evidence → |
| Risk-weighted assets | 252,268,000 | USD | evidence → |