Call reports 2024
FIRST NATIONAL BANK & TRUST — 2024
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 420,038,000 | 400,593,000 | 422,163,000 | 410,028,000 |
| Total loans | 195,066,000 | 197,553,000 | 195,377,000 | 197,080,000 |
| Allowance for loan losses | 3,129,000 | 3,172,000 | 3,301,000 | 3,685,000 |
| Securities available for sale | 169,441,000 | 168,248,000 | 168,129,000 | 167,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,941,000 | 342,636,000 | 365,859,000 | 359,999,000 |
| Interest-bearing deposits | 234,599,000 | 241,896,000 | 260,396,000 | 257,310,000 |
| Noninterest-bearing deposits | 104,342,000 | 100,740,000 | 105,463,000 | 102,689,000 |
| Equity capital | 24,409,000 | 25,591,000 | 29,590,000 | 28,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,860,000 | 7,788,000 | 11,824,000 | 15,916,000 |
| Interest expense | 1,068,000 | 2,136,000 | 3,179,000 | 4,267,000 |
| Net interest income | 2,792,000 | 5,652,000 | 8,645,000 | 11,649,000 |
| Noninterest income | 897,000 | 1,891,000 | 2,958,000 | 3,954,000 |
| Noninterest expense | 3,002,000 | 6,074,000 | 9,115,000 | 12,219,000 |
| Provision for loan losses | 0 | 50,000 | 200,000 | 600,000 |
| Pretax income | 678,000 | 1,410,000 | 2,140,000 | 2,636,000 |
| Income tax | 137,000 | 271,000 | 414,000 | 436,000 |
| Net income | 541,000 | 1,139,000 | 1,726,000 | 2,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,984,000 | 35,301,000 | 35,639,000 | 35,629,000 |
| Total capital | 38,113,000 | 38,296,000 | 38,895,000 | 38,733,000 |
| Risk-weighted assets | 251,367,000 | 239,450,000 | 260,471,000 | 247,795,000 |