Call reports 2023
FIRST NATIONAL BANK & TRUST — 2023
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 397,338,000 | 401,656,000 | 419,433,000 | 425,039,000 |
| Total loans | 183,748,000 | 191,661,000 | 192,358,000 | 194,141,000 |
| Allowance for loan losses | 3,177,000 | 3,166,000 | 3,136,000 | 3,155,000 |
| Securities available for sale | 175,058,000 | 170,646,000 | 168,036,000 | 171,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,836,000 | 328,703,000 | 343,430,000 | 344,945,000 |
| Interest-bearing deposits | 243,109,000 | 219,730,000 | 234,037,000 | 237,609,000 |
| Noninterest-bearing deposits | 113,727,000 | 108,973,000 | 109,393,000 | 107,336,000 |
| Equity capital | 22,576,000 | 20,425,000 | 19,967,000 | 24,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,242,000 | 6,706,000 | 10,511,000 | 14,431,000 |
| Interest expense | 556,000 | 1,285,000 | 2,274,000 | 3,296,000 |
| Net interest income | 2,686,000 | 5,421,000 | 8,237,000 | 11,135,000 |
| Noninterest income | 849,000 | 1,735,000 | 2,671,000 | 3,545,000 |
| Noninterest expense | 3,094,000 | 6,539,000 | 9,549,000 | 12,612,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 370,000 | 523,000 | 1,265,000 | 1,974,000 |
| Income tax | 49,000 | 148,000 | 290,000 | 264,000 |
| Net income | 321,000 | 375,000 | 975,000 | 1,710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,283,000 | 34,089,000 | 34,441,000 | 34,692,000 |
| Total capital | 37,230,000 | 37,231,000 | 37,577,000 | 37,823,000 |
| Risk-weighted assets | 235,498,000 | 251,341,000 | 258,821,000 | 250,516,000 |