Call reports 2022
FIRST NATIONAL BANK & TRUST — 2022
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 420,998,000 | 400,013,000 | 400,695,000 | 400,183,000 |
| Total loans | 166,710,000 | 175,468,000 | 176,154,000 | 180,005,000 |
| Allowance for loan losses | 3,250,000 | 3,287,000 | 3,211,000 | 3,187,000 |
| Securities available for sale | 197,428,000 | 185,408,000 | 183,192,000 | 182,826,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,124,000 | 376,111,000 | 379,268,000 | 363,484,000 |
| Interest-bearing deposits | 262,767,000 | 249,339,000 | 262,810,000 | 245,177,000 |
| Noninterest-bearing deposits | 130,357,000 | 126,772,000 | 116,458,000 | 118,307,000 |
| Equity capital | 26,347,000 | 22,377,000 | 19,833,000 | 19,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,799,000 | 5,688,000 | 8,731,000 | 11,980,000 |
| Interest expense | 189,000 | 363,000 | 545,000 | 833,000 |
| Net interest income | 2,610,000 | 5,325,000 | 8,186,000 | 11,147,000 |
| Noninterest income | 878,000 | 1,761,000 | 2,674,000 | 3,479,000 |
| Noninterest expense | 2,929,000 | 5,886,000 | 8,881,000 | 11,989,000 |
| Provision for loan losses | 27,000 | 68,000 | 68,000 | 68,000 |
| Pretax income | 532,000 | 1,119,000 | 1,898,000 | 2,556,000 |
| Income tax | 86,000 | 170,000 | 304,000 | 394,000 |
| Net income | 446,000 | 949,000 | 1,594,000 | 2,162,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,052,000 | 34,307,000 | 34,703,000 | 34,198,000 |
| Total capital | 36,784,000 | 37,275,000 | 37,724,000 | 37,269,000 |
| Risk-weighted assets | 218,078,000 | 237,143,000 | 241,530,000 | 245,625,000 |