Call reports 2021
FIRST NATIONAL BANK & TRUST — 2021
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 398,431,000 | 403,437,000 | 413,322,000 | 430,366,000 |
| Total loans | 197,688,000 | 182,437,000 | 173,938,000 | 169,210,000 |
| Allowance for loan losses | 3,407,000 | 3,471,000 | 3,464,000 | 3,250,000 |
| Securities available for sale | 147,586,000 | 157,414,000 | 181,042,000 | 200,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 360,751,000 | 364,586,000 | 375,858,000 | 395,233,000 |
| Interest-bearing deposits | 217,868,000 | 209,005,000 | 221,957,000 | 265,391,000 |
| Noninterest-bearing deposits | 142,883,000 | 155,581,000 | 153,901,000 | 129,842,000 |
| Equity capital | 34,247,000 | 35,330,000 | 35,645,000 | 33,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,157,000 | 6,514,000 | 9,599,000 | 12,444,000 |
| Interest expense | 253,000 | 483,000 | 694,000 | 887,000 |
| Net interest income | 2,904,000 | 6,031,000 | 8,905,000 | 11,557,000 |
| Noninterest income | 1,268,000 | 2,451,000 | 3,533,000 | 4,568,000 |
| Noninterest expense | 2,638,000 | 5,388,000 | 8,487,000 | 11,936,000 |
| Provision for loan losses | 125,000 | 208,000 | 208,000 | 208,000 |
| Pretax income | 1,429,000 | 2,906,000 | 3,779,000 | 4,017,000 |
| Income tax | 269,000 | 498,000 | 689,000 | 689,000 |
| Net income | 1,160,000 | 2,408,000 | 3,090,000 | 3,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,835,000 | 33,834,000 | 34,267,000 | 33,855,000 |