Call reports 2020
FIRST NATIONAL BANK & TRUST — 2020
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 321,996,000 | 378,889,000 | 398,763,000 | 388,204,000 |
| Total loans | 177,085,000 | 209,792,000 | 207,410,000 | 196,702,000 |
| Allowance for loan losses | 2,395,000 | 2,877,000 | 3,196,000 | 3,275,000 |
| Securities available for sale | 99,022,000 | 90,406,000 | 107,557,000 | 127,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,751,000 | 338,527,000 | 356,730,000 | 349,237,000 |
| Interest-bearing deposits | 180,057,000 | 203,499,000 | 233,536,000 | 219,282,000 |
| Noninterest-bearing deposits | 100,694,000 | 135,028,000 | 123,194,000 | 129,955,000 |
| Equity capital | 33,217,000 | 34,592,000 | 35,696,000 | 35,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,128,000 | 6,671,000 | 10,266,000 | 13,375,000 |
| Interest expense | 337,000 | 651,000 | 973,000 | 1,250,000 |
| Net interest income | 2,791,000 | 6,020,000 | 9,293,000 | 12,125,000 |
| Noninterest income | 825,000 | 2,100,000 | 3,414,000 | 4,740,000 |
| Noninterest expense | 2,806,000 | 5,411,000 | 8,105,000 | 11,200,000 |
| Provision for loan losses | 305,000 | 800,000 | 1,165,000 | 1,290,000 |
| Pretax income | 509,000 | 1,923,000 | 3,451,000 | 4,424,000 |
| Income tax | 109,000 | 329,000 | 783,000 | 749,000 |
| Net income | 400,000 | 1,594,000 | 2,668,000 | 3,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,612,000 | 31,553,000 | 32,373,000 | 31,924,000 |