Call reports 2019
FIRST NATIONAL BANK & TRUST — 2019
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 322,597,000 | 307,202,000 | 325,212,000 | 322,267,000 |
| Total loans | 171,786,000 | 169,768,000 | 172,545,000 | 171,418,000 |
| Allowance for loan losses | 1,966,000 | 1,964,000 | 1,976,000 | 2,135,000 |
| Securities available for sale | 111,515,000 | 109,843,000 | 108,997,000 | 104,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,652,000 | 264,710,000 | 283,016,000 | 283,165,000 |
| Interest-bearing deposits | 180,940,000 | 162,237,000 | 180,371,000 | 184,387,000 |
| Noninterest-bearing deposits | 100,712,000 | 102,473,000 | 102,645,000 | 98,778,000 |
| Equity capital | 30,736,000 | 32,272,000 | 32,113,000 | 32,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,165,000 | 6,329,000 | 9,461,000 | 12,673,000 |
| Interest expense | 382,000 | 728,000 | 1,077,000 | 1,419,000 |
| Net interest income | 2,783,000 | 5,601,000 | 8,384,000 | 11,254,000 |
| Noninterest income | 623,000 | 1,315,000 | 2,148,000 | 3,098,000 |
| Noninterest expense | 2,689,000 | 5,266,000 | 7,805,000 | 10,421,000 |
| Provision for loan losses | 125,000 | 250,000 | 1,578,000 | 1,703,000 |
| Pretax income | 594,000 | 1,404,000 | 1,153,000 | 2,398,000 |
| Income tax | 80,000 | 206,000 | 111,000 | 299,000 |
| Net income | 514,000 | 1,198,000 | 1,042,000 | 2,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,901,000 | 30,314,000 | 29,904,000 | 30,466,000 |
| Total capital | 31,867,000 | 32,278,000 | 31,880,000 | 32,601,000 |
| Risk-weighted assets | 212,805,000 | 209,003,000 | 212,768,000 | 209,798,000 |