Call reports 2018
FIRST NATIONAL BANK & TRUST — 2018
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 311,487,000 | 305,237,000 | 317,157,000 | 328,938,000 |
| Total loans | 171,245,000 | 174,451,000 | 169,685,000 | 173,117,000 |
| Allowance for loan losses | 2,265,000 | 2,437,000 | 1,780,000 | 1,882,000 |
| Securities available for sale | 99,159,000 | 100,975,000 | 101,719,000 | 106,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,623,000 | 261,992,000 | 270,937,000 | 288,991,000 |
| Interest-bearing deposits | 176,445,000 | 168,272,000 | 182,677,000 | 189,720,000 |
| Noninterest-bearing deposits | 90,178,000 | 93,720,000 | 88,260,000 | 99,271,000 |
| Equity capital | 28,463,000 | 28,487,000 | 28,698,000 | 29,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,848,000 | 5,779,000 | 8,789,000 | 11,924,000 |
| Interest expense | 265,000 | 550,000 | 893,000 | 1,275,000 |
| Net interest income | 2,583,000 | 5,229,000 | 7,896,000 | 10,649,000 |
| Noninterest income | 527,000 | 1,115,000 | 1,888,000 | 2,581,000 |
| Noninterest expense | 2,473,000 | 4,888,000 | 7,309,000 | 9,941,000 |
| Provision for loan losses | 125,000 | 365,000 | 433,000 | 500,000 |
| Pretax income | 512,000 | 1,092,000 | 2,045,000 | 2,796,000 |
| Income tax | 60,000 | 138,000 | 296,000 | 370,000 |
| Net income | 452,000 | 954,000 | 1,749,000 | 2,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,687,000 | 28,935,000 | 29,460,000 | 29,641,000 |
| Total capital | 30,952,000 | 31,372,000 | 31,240,000 | 31,523,000 |
| Risk-weighted assets | 208,774,000 | 212,711,000 | 208,030,000 | 210,267,000 |