Call reports 2017
FIRST NATIONAL BANK & TRUST — 2017
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 316,026,000 | 303,972,000 | 312,118,000 | 314,338,000 |
| Total loans | 166,531,000 | 172,202,000 | 170,948,000 | 172,876,000 |
| Allowance for loan losses | 2,230,000 | 2,396,000 | 2,214,000 | 2,328,000 |
| Securities available for sale | 119,930,000 | 105,960,000 | 100,153,000 | 97,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,141,000 | 260,426,000 | 263,483,000 | 264,460,000 |
| Interest-bearing deposits | 183,657,000 | 171,254,000 | 176,963,000 | 172,532,000 |
| Noninterest-bearing deposits | 88,484,000 | 89,172,000 | 86,520,000 | 91,928,000 |
| Equity capital | 28,530,000 | 29,672,000 | 29,726,000 | 29,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,845,000 | 5,684,000 | 8,545,000 | 11,437,000 |
| Interest expense | 267,000 | 542,000 | 816,000 | 1,088,000 |
| Net interest income | 2,578,000 | 5,142,000 | 7,729,000 | 10,349,000 |
| Noninterest income | 514,000 | 1,072,000 | 1,637,000 | 2,258,000 |
| Noninterest expense | 2,343,000 | 4,625,000 | 7,100,000 | 9,638,000 |
| Provision for loan losses | 251,000 | 366,000 | 482,000 | 597,000 |
| Pretax income | 541,000 | 1,284,000 | 1,852,000 | 2,757,000 |
| Income tax | 94,000 | 206,000 | 318,000 | 440,000 |
| Net income | 447,000 | 1,078,000 | 1,534,000 | 2,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,683,000 | 28,061,000 | 28,255,000 | 28,489,000 |
| Total capital | 29,913,000 | 30,457,000 | 30,469,000 | 30,817,000 |
| Risk-weighted assets | 206,995,000 | 208,011,000 | 207,784,000 | 208,105,000 |