Call reports 2016
FIRST NATIONAL BANK & TRUST — 2016
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 314,391,000 | 313,470,000 | 324,968,000 | 321,490,000 |
| Total loans | 164,116,000 | 165,701,000 | 167,583,000 | 166,190,000 |
| Allowance for loan losses | 1,998,000 | 2,067,000 | 1,920,000 | 1,992,000 |
| Securities available for sale | 118,585,000 | 118,872,000 | 118,407,000 | 120,819,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,169,000 | 268,046,000 | 275,950,000 | 274,834,000 |
| Interest-bearing deposits | 187,214,000 | 180,345,000 | 185,619,000 | 182,503,000 |
| Noninterest-bearing deposits | 81,955,000 | 87,701,000 | 90,331,000 | 92,331,000 |
| Equity capital | 29,155,000 | 29,607,000 | 29,847,000 | 28,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,761,000 | 5,504,000 | 8,315,000 | 11,130,000 |
| Interest expense | 298,000 | 582,000 | 859,000 | 1,134,000 |
| Net interest income | 2,463,000 | 4,922,000 | 7,456,000 | 9,996,000 |
| Noninterest income | 461,000 | 993,000 | 1,667,000 | 2,299,000 |
| Noninterest expense | 2,354,000 | 4,667,000 | 7,117,000 | 9,454,000 |
| Provision for loan losses | 150,000 | 299,000 | 451,000 | 602,000 |
| Pretax income | 411,000 | 945,000 | 1,558,000 | 2,372,000 |
| Income tax | 12,000 | 114,000 | 195,000 | 412,000 |
| Net income | 399,000 | 831,000 | 1,363,000 | 1,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,906,000 | 27,103,000 | 27,381,000 | 27,470,000 |
| Total capital | 28,904,000 | 29,170,000 | 29,301,000 | 29,462,000 |
| Risk-weighted assets | 206,990,000 | 206,081,000 | 208,524,000 | 204,666,000 |