Call reports 2014
FIRST NATIONAL BANK & TRUST — 2014
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 306,294,000 | 298,033,000 | 321,814,000 | 317,127,000 |
| Total loans | 159,315,000 | 164,884,000 | 173,425,000 | 176,342,000 |
| Allowance for loan losses | 2,165,000 | 2,120,000 | 2,197,000 | 2,283,000 |
| Securities available for sale | 119,760,000 | 114,511,000 | 117,242,000 | 118,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,275,000 | 251,783,000 | 267,089,000 | 267,915,000 |
| Interest-bearing deposits | 175,478,000 | 165,563,000 | 176,501,000 | 173,781,000 |
| Noninterest-bearing deposits | 81,797,000 | 86,220,000 | 90,588,000 | 94,134,000 |
| Equity capital | 26,620,000 | 27,575,000 | 27,975,000 | 27,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,689,000 | 5,424,000 | 8,285,000 | 11,168,000 |
| Interest expense | 444,000 | 866,000 | 1,285,000 | 1,698,000 |
| Net interest income | 2,245,000 | 4,558,000 | 7,000,000 | 9,470,000 |
| Noninterest income | 459,000 | 1,061,000 | 1,566,000 | 2,158,000 |
| Noninterest expense | 2,216,000 | 4,463,000 | 6,653,000 | 9,004,000 |
| Provision for loan losses | 123,000 | 248,000 | 374,000 | 500,000 |
| Pretax income | 374,000 | 966,000 | 1,566,000 | 2,295,000 |
| Income tax | 20,000 | 115,000 | 211,000 | 362,000 |
| Net income | 354,000 | 851,000 | 1,355,000 | 1,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,244,000 | 25,490,000 | 25,743,000 | 25,581,000 |
| Total capital | 27,486,000 | 27,714,000 | 28,039,000 | 27,864,000 |
| Risk-weighted assets | 181,868,000 | 182,773,000 | 191,623,000 | 196,112,000 |