Call reports 2012
FIRST NATIONAL BANK & TRUST — 2012
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 293,048,000 | 287,710,000 | 291,121,000 | 295,695,000 |
| Total loans | 160,475,000 | 164,831,000 | 165,213,000 | 163,873,000 |
| Allowance for loan losses | 2,072,000 | 2,201,000 | 2,164,000 | 1,887,000 |
| Securities available for sale | 96,757,000 | 86,994,000 | 95,520,000 | 94,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,359,000 | 239,213,000 | 236,203,000 | 246,029,000 |
| Interest-bearing deposits | 173,539,000 | 171,591,000 | 174,476,000 | 159,954,000 |
| Noninterest-bearing deposits | 66,820,000 | 67,622,000 | 61,727,000 | 86,075,000 |
| Equity capital | 26,256,000 | 26,842,000 | 27,546,000 | 27,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,879,000 | 5,762,000 | 8,652,000 | 11,505,000 |
| Interest expense | 650,000 | 1,270,000 | 1,867,000 | 2,420,000 |
| Net interest income | 2,229,000 | 4,492,000 | 6,785,000 | 9,085,000 |
| Noninterest income | 685,000 | 1,325,000 | 2,003,000 | 2,620,000 |
| Noninterest expense | 2,055,000 | 4,112,000 | 6,195,000 | 8,323,000 |
| Provision for loan losses | 224,000 | 448,000 | 674,000 | 900,000 |
| Pretax income | 651,000 | 1,273,000 | 1,950,000 | 2,513,000 |
| Income tax | 112,000 | 208,000 | 330,000 | 472,000 |
| Net income | 539,000 | 1,065,000 | 1,620,000 | 2,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,414,000 | 23,530,000 | 24,178,000 | 24,234,000 |
| Total capital | 25,486,000 | 25,731,000 | 26,342,000 | 26,121,000 |
| Risk-weighted assets | 188,861,000 | 187,395,000 | 188,472,000 | 185,077,000 |