Call reports 2025
PEOPLES BANK, THE — 2025
What PEOPLES BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 113,901,000 | 109,257,000 | 104,251,000 | 105,828,000 |
| Total loans | 35,737,000 | 34,970,000 | 36,168,000 | 36,949,000 |
| Allowance for loan losses | 250,000 | 251,000 | 251,000 | 252,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 35,362,000 | 35,780,000 | 36,396,000 | 31,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,294,000 | 95,578,000 | 90,339,000 | 91,852,000 |
| Interest-bearing deposits | 71,445,000 | 70,259,000 | 66,568,000 | 65,246,000 |
| Noninterest-bearing deposits | 28,849,000 | 25,319,000 | 23,771,000 | 26,606,000 |
| Equity capital | 13,325,000 | 13,396,000 | 13,600,000 | 13,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,154,000 | 2,354,000 | 3,486,000 | 4,603,000 |
| Interest expense | 396,000 | 768,000 | 1,131,000 | 1,496,000 |
| Net interest income | 758,000 | 1,586,000 | 2,355,000 | 3,107,000 |
| Noninterest income | 162,000 | 329,000 | 576,000 | 740,000 |
| Noninterest expense | 754,000 | 1,528,000 | 2,267,000 | 3,044,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 166,000 | 387,000 | 664,000 | 803,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 166,000 | 387,000 | 664,000 | 803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,325,000 | 13,396,000 | 13,600,000 | 13,738,000 |