Call reports 2023
PEOPLES BANK, THE — 2023
What PEOPLES BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 120,825,000 | 111,766,000 | 107,242,000 | 108,308,000 |
| Total loans | 35,291,000 | 35,520,000 | 35,604,000 | 34,996,000 |
| Allowance for loan losses | 252,000 | 247,000 | 247,000 | 254,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 55,290,000 | 56,271,000 | 56,271,000 | 55,364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,158,000 | 99,041,000 | 94,282,000 | 95,190,000 |
| Interest-bearing deposits | 73,897,000 | 69,583,000 | 67,327,000 | 68,708,000 |
| Noninterest-bearing deposits | 34,261,000 | 29,458,000 | 26,955,000 | 26,482,000 |
| Equity capital | 12,498,000 | 12,537,000 | 12,720,000 | 12,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,000,000 | 2,098,000 | 3,153,000 | 4,199,000 |
| Interest expense | 149,000 | 334,000 | 543,000 | 764,000 |
| Net interest income | 851,000 | 1,764,000 | 2,610,000 | 3,435,000 |
| Noninterest income | 271,000 | 447,000 | 608,000 | 770,000 |
| Noninterest expense | 715,000 | 1,440,000 | 2,163,000 | 2,908,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 407,000 | 771,000 | 1,054,000 | 1,279,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 407,000 | 771,000 | 1,054,000 | 1,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,498,000 | 12,537,000 | 12,720,000 | 12,945,000 |