Call reports 2021
PEOPLES BANK, THE — 2021
What PEOPLES BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 98,595,000 | 98,383,000 | 98,205,000 | 108,444,000 |
| Total loans | 40,265,000 | 38,526,000 | 38,160,000 | 36,062,000 |
| Allowance for loan losses | 274,000 | 292,000 | 298,000 | 256,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,103,000 | 23,154,000 | 26,591,000 | 31,961,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,518,000 | 87,117,000 | 86,817,000 | 97,042,000 |
| Interest-bearing deposits | 60,265,000 | 63,079,000 | 63,762,000 | 73,332,000 |
| Noninterest-bearing deposits | 27,253,000 | 24,038,000 | 23,055,000 | 23,710,000 |
| Equity capital | 10,824,000 | 10,980,000 | 11,189,000 | 11,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,389,000 | 2,167,000 | 2,878,000 |
| Interest expense | 87,000 | 169,000 | 249,000 | 326,000 |
| Net interest income | 561,000 | 1,220,000 | 1,918,000 | 2,552,000 |
| Noninterest income | 159,000 | 323,000 | 483,000 | 646,000 |
| Noninterest expense | 599,000 | 1,198,000 | 1,814,000 | 2,427,000 |
| Provision for loan losses | 18,000 | 36,000 | 42,000 | 62,000 |
| Pretax income | 103,000 | 309,000 | 545,000 | 709,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 103,000 | 309,000 | 545,000 | 709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,824,000 | 10,980,000 | 11,189,000 | 11,353,000 |