Call reports 2020
PEOPLES BANK, THE — 2020
What PEOPLES BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 79,267,000 | 85,205,000 | 84,037,000 | 90,223,000 |
| Total loans | 43,653,000 | 41,553,000 | 39,318,000 | 39,739,000 |
| Allowance for loan losses | 229,000 | 234,000 | 237,000 | 256,000 |
| Securities available for sale | 2,002,000 | 0 | 0 | 0 |
| Securities held to maturity | 7,673,000 | 16,400,000 | 16,402,000 | 18,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,469,000 | 74,424,000 | 73,232,000 | 79,407,000 |
| Interest-bearing deposits | 52,029,000 | 53,617,000 | 52,631,000 | 56,685,000 |
| Noninterest-bearing deposits | 16,440,000 | 20,807,000 | 20,600,000 | 22,722,000 |
| Equity capital | 10,676,000 | 10,654,000 | 10,670,000 | 10,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,459,000 | 2,119,000 | 2,772,000 |
| Interest expense | 146,000 | 276,000 | 385,000 | 484,000 |
| Net interest income | 623,000 | 1,183,000 | 1,734,000 | 2,288,000 |
| Noninterest income | 155,000 | 294,000 | 442,000 | 592,000 |
| Noninterest expense | 595,000 | 1,184,000 | 1,800,000 | 2,408,000 |
| Provision for loan losses | 0 | 5,000 | 22,000 | 40,000 |
| Pretax income | 183,000 | 288,000 | 354,000 | 432,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 288,000 | 354,000 | 432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,674,000 | 10,654,000 | 10,670,000 | 10,748,000 |