Call reports 2019
PEOPLES BANK, THE — 2019
What PEOPLES BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 76,571,000 | 75,658,000 | 74,178,000 | 75,899,000 |
| Total loans | 42,342,000 | 42,681,000 | 42,821,000 | 43,838,000 |
| Allowance for loan losses | 225,000 | 225,000 | 225,000 | 229,000 |
| Securities available for sale | 13,040,000 | 14,505,000 | 11,074,000 | 8,723,000 |
| Securities held to maturity | 5,827,000 | 5,261,000 | 5,059,000 | 6,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,799,000 | 65,380,000 | 63,683,000 | 65,241,000 |
| Interest-bearing deposits | 50,175,000 | 48,743,000 | 47,464,000 | 50,305,000 |
| Noninterest-bearing deposits | 16,624,000 | 16,637,000 | 16,219,000 | 14,936,000 |
| Equity capital | 9,656,000 | 10,162,000 | 10,347,000 | 10,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 782,000 | 1,555,000 | 2,339,000 | 3,095,000 |
| Interest expense | 111,000 | 231,000 | 362,000 | 498,000 |
| Net interest income | 671,000 | 1,324,000 | 1,977,000 | 2,597,000 |
| Noninterest income | 156,000 | 311,000 | 484,000 | 638,000 |
| Noninterest expense | 577,000 | 1,175,000 | 1,779,000 | 2,348,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 250,000 | 460,000 | 682,000 | 887,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 250,000 | 460,000 | 682,000 | 887,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,226,000 | 10,268,000 | 10,386,000 | 10,591,000 |
| Total capital | 10,451,000 | 10,493,000 | 10,611,000 | 10,820,000 |
| Risk-weighted assets | 46,089,000 | 46,260,000 | 43,400,000 | 46,370,000 |