Call reports 2018
PEOPLES BANK, THE — 2018
What PEOPLES BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 79,053,000 | 79,257,000 | 76,146,000 | 76,986,000 |
| Total loans | 40,311,000 | 40,979,000 | 42,632,000 | 40,839,000 |
| Allowance for loan losses | 225,000 | 227,000 | 227,000 | 228,000 |
| Securities available for sale | 13,857,000 | 13,749,000 | 13,582,000 | 13,783,000 |
| Securities held to maturity | 7,014,000 | 7,411,000 | 6,240,000 | 5,828,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,977,000 | 70,252,000 | 67,158,000 | 67,676,000 |
| Interest-bearing deposits | 51,149,000 | 50,439,000 | 49,579,000 | 51,079,000 |
| Noninterest-bearing deposits | 18,828,000 | 19,813,000 | 17,579,000 | 16,597,000 |
| Equity capital | 8,964,000 | 8,876,000 | 8,832,000 | 9,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 752,000 | 1,505,000 | 2,275,000 | 3,043,000 |
| Interest expense | 93,000 | 191,000 | 294,000 | 401,000 |
| Net interest income | 659,000 | 1,314,000 | 1,981,000 | 2,642,000 |
| Noninterest income | 143,000 | 288,000 | 438,000 | 536,000 |
| Noninterest expense | 569,000 | 1,139,000 | 1,707,000 | 2,268,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 233,000 | 463,000 | 712,000 | 910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 233,000 | 463,000 | 712,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,709,000 | 9,731,000 | 9,855,000 | 10,053,000 |
| Total capital | 9,934,000 | 9,958,000 | 10,082,000 | 10,281,000 |
| Risk-weighted assets | 44,292,000 | 45,140,000 | 46,650,000 | 44,654,000 |