Call reports 2017
PEOPLES BANK, THE — 2017
What PEOPLES BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 75,804,000 | 76,194,000 | 74,930,000 | 78,760,000 |
| Total loans | 36,003,000 | 40,221,000 | 39,320,000 | 40,516,000 |
| Allowance for loan losses | 242,000 | 225,000 | 226,000 | 228,000 |
| Securities available for sale | 14,196,000 | 14,957,000 | 14,487,000 | 14,225,000 |
| Securities held to maturity | 8,005,000 | 8,380,000 | 7,655,000 | 7,411,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,060,000 | 67,087,000 | 65,726,000 | 69,506,000 |
| Interest-bearing deposits | 51,118,000 | 50,110,000 | 50,079,000 | 52,766,000 |
| Noninterest-bearing deposits | 15,942,000 | 16,977,000 | 15,647,000 | 16,740,000 |
| Equity capital | 8,630,000 | 8,982,000 | 9,052,000 | 9,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 689,000 | 1,404,000 | 2,137,000 | 2,874,000 |
| Interest expense | 86,000 | 170,000 | 259,000 | 348,000 |
| Net interest income | 603,000 | 1,234,000 | 1,878,000 | 2,526,000 |
| Noninterest income | 138,000 | 271,000 | 405,000 | 539,000 |
| Noninterest expense | 551,000 | 1,098,000 | 1,654,000 | 2,206,000 |
| Provision for loan losses | 15,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 175,000 | 382,000 | 604,000 | 834,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 175,000 | 382,000 | 604,000 | 834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,658,000 | 9,157,000 | 9,314,000 | 9,544,000 |
| Total capital | 8,900,000 | 9,382,000 | 9,540,000 | 9,772,000 |
| Risk-weighted assets | 40,580,000 | 45,130,000 | 43,876,000 | 44,716,000 |