Call reports 2016
PEOPLES BANK, THE — 2016
What PEOPLES BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 74,795,000 | 70,909,000 | 72,429,000 | 75,311,000 |
| Total loans | 31,326,000 | 30,741,000 | 32,053,000 | 35,156,000 |
| Allowance for loan losses | 234,000 | 234,000 | 234,000 | 235,000 |
| Securities available for sale | 10,910,000 | 7,676,000 | 7,419,000 | 13,223,000 |
| Securities held to maturity | 7,651,000 | 7,650,000 | 7,645,000 | 7,645,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,875,000 | 61,963,000 | 63,436,000 | 66,683,000 |
| Interest-bearing deposits | 50,138,000 | 48,697,000 | 48,973,000 | 51,944,000 |
| Noninterest-bearing deposits | 15,737,000 | 13,266,000 | 14,463,000 | 14,739,000 |
| Equity capital | 8,826,000 | 8,840,000 | 8,862,000 | 8,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 660,000 | 1,341,000 | 1,959,000 | 2,566,000 |
| Interest expense | 82,000 | 164,000 | 249,000 | 331,000 |
| Net interest income | 578,000 | 1,177,000 | 1,710,000 | 2,235,000 |
| Noninterest income | 140,000 | 274,000 | 377,000 | 509,000 |
| Noninterest expense | 533,000 | 1,080,000 | 1,607,000 | 2,147,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 185,000 | 371,000 | 480,000 | 597,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | 371,000 | 480,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,755,000 | 8,811,000 | 8,855,000 | 8,972,000 |
| Total capital | 8,989,000 | 9,045,000 | 9,089,000 | 9,207,000 |
| Risk-weighted assets | 37,835,000 | 36,401,000 | 37,024,000 | 41,575,000 |