Call reports 2015
PEOPLES BANK, THE — 2015
What PEOPLES BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 69,320,000 | 71,029,000 | 71,597,000 | 72,811,000 |
| Total loans | 32,224,000 | 34,020,000 | 33,268,000 | 32,116,000 |
| Allowance for loan losses | 233,000 | 233,000 | 232,000 | 234,000 |
| Securities available for sale | 0 | 0 | 0 | 12,661,000 |
| Securities held to maturity | 19,596,000 | 20,763,000 | 19,514,000 | 8,359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,820,000 | 62,539,000 | 62,995,000 | 64,136,000 |
| Interest-bearing deposits | 48,062,000 | 48,584,000 | 47,392,000 | 49,067,000 |
| Noninterest-bearing deposits | 12,758,000 | 13,955,000 | 15,603,000 | 15,069,000 |
| Equity capital | 8,418,000 | 8,372,000 | 8,473,000 | 8,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,261,000 | 1,922,000 | 2,566,000 |
| Interest expense | 81,000 | 163,000 | 247,000 | 331,000 |
| Net interest income | 537,000 | 1,098,000 | 1,675,000 | 2,235,000 |
| Noninterest income | 119,000 | 236,000 | 368,000 | 494,000 |
| Noninterest expense | 496,000 | 1,036,000 | 1,569,000 | 2,143,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 160,000 | 298,000 | 474,000 | 636,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 160,000 | 298,000 | 474,000 | 636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,418,000 | 8,372,000 | 8,473,000 | 8,634,000 |
| Total capital | 8,651,000 | 8,605,000 | 8,705,000 | 8,868,000 |
| Risk-weighted assets | 37,014,000 | 38,671,000 | 37,905,000 | 39,173,000 |