Call reports 2014
PEOPLES BANK, THE — 2014
What PEOPLES BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 71,833,000 | 71,124,000 | 69,472,000 | 72,270,000 |
| Total loans | 31,721,000 | 32,793,000 | 32,861,000 | 32,600,000 |
| Allowance for loan losses | 232,000 | 231,000 | 230,000 | 236,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,892,000 | 20,540,000 | 21,293,000 | 16,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,771,000 | 63,022,000 | 61,198,000 | 63,843,000 |
| Interest-bearing deposits | 48,750,000 | 48,557,000 | 46,960,000 | 49,084,000 |
| Noninterest-bearing deposits | 15,021,000 | 14,465,000 | 14,238,000 | 14,759,000 |
| Equity capital | 7,944,000 | 7,969,000 | 8,112,000 | 8,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 619,000 | 1,263,000 | 1,918,000 | 2,607,000 |
| Interest expense | 83,000 | 166,000 | 249,000 | 332,000 |
| Net interest income | 536,000 | 1,097,000 | 1,669,000 | 2,275,000 |
| Noninterest income | 119,000 | 218,000 | 341,000 | 462,000 |
| Noninterest expense | 475,000 | 980,000 | 1,467,000 | 1,976,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 180,000 | 335,000 | 543,000 | 756,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 335,000 | 543,000 | 756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,944,000 | 7,969,000 | 8,112,000 | 8,324,000 |
| Total capital | 8,176,000 | 8,200,000 | 8,342,000 | 8,560,000 |
| Risk-weighted assets | 36,008,000 | 36,966,000 | 36,676,000 | 35,468,000 |