Call reports 2013
PEOPLES BANK, THE — 2013
What PEOPLES BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 66,407,000 | 64,618,000 | 66,137,000 | 69,285,000 |
| Total loans | 30,323,000 | 29,944,000 | 31,285,000 | 31,310,000 |
| Allowance for loan losses | 235,000 | 236,000 | 236,000 | 235,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,967,000 | 15,966,000 | 18,958,000 | 19,537,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,757,000 | 56,950,000 | 58,306,000 | 61,371,000 |
| Interest-bearing deposits | 44,531,000 | 43,475,000 | 45,617,000 | 47,829,000 |
| Noninterest-bearing deposits | 14,226,000 | 13,475,000 | 12,689,000 | 13,542,000 |
| Equity capital | 7,559,000 | 7,551,000 | 7,667,000 | 7,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,142,000 | 1,748,000 | 2,371,000 |
| Interest expense | 86,000 | 165,000 | 243,000 | 324,000 |
| Net interest income | 485,000 | 977,000 | 1,505,000 | 2,047,000 |
| Noninterest income | 115,000 | 230,000 | 355,000 | 486,000 |
| Noninterest expense | 480,000 | 965,000 | 1,437,000 | 1,947,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 120,000 | 242,000 | 423,000 | 586,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 120,000 | 242,000 | 423,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,559,000 | 7,551,000 | 7,667,000 | 7,830,000 |
| Total capital | 7,794,000 | 7,787,000 | 7,903,000 | 8,065,000 |
| Risk-weighted assets | 34,141,000 | 33,782,000 | 35,817,000 | 36,131,000 |