Call reports 2012
PEOPLES BANK, THE — 2012
What PEOPLES BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 65,227,000 | 65,041,000 | 62,480,000 | 67,031,000 |
| Total loans | 29,489,000 | 29,545,000 | 31,319,000 | 30,793,000 |
| Allowance for loan losses | 243,000 | 244,000 | 241,000 | 238,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,611,000 | 12,044,000 | 15,596,000 | 12,970,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,775,000 | 57,594,000 | 54,969,000 | 59,453,000 |
| Interest-bearing deposits | 44,974,000 | 44,532,000 | 44,347,000 | 47,140,000 |
| Noninterest-bearing deposits | 12,801,000 | 13,062,000 | 10,622,000 | 12,313,000 |
| Equity capital | 7,348,000 | 7,334,000 | 7,373,000 | 7,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 604,000 | 1,182,000 | 1,750,000 | 2,354,000 |
| Interest expense | 116,000 | 217,000 | 315,000 | 408,000 |
| Net interest income | 488,000 | 965,000 | 1,435,000 | 1,946,000 |
| Noninterest income | 115,000 | 211,000 | 310,000 | 430,000 |
| Noninterest expense | 476,000 | 945,000 | 1,411,000 | 1,893,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 198,000 | 314,000 | 418,000 | 549,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 198,000 | 314,000 | 418,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,348,000 | 7,334,000 | 7,373,000 | 7,504,000 |
| Total capital | 7,591,000 | 7,578,000 | 7,614,000 | 7,742,000 |
| Risk-weighted assets | 35,906,000 | 35,695,000 | 34,628,000 | 34,256,000 |