Call reports 2011
PEOPLES BANK, THE — 2011
What PEOPLES BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 64,089,000 | 61,779,000 | 61,209,000 | 65,829,000 |
| Total loans | 26,824,000 | 27,686,000 | 30,427,000 | 29,685,000 |
| Allowance for loan losses | 240,000 | 238,000 | 241,000 | 243,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,507,000 | 16,132,000 | 14,478,000 | 16,145,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,056,000 | 54,708,000 | 54,007,000 | 58,522,000 |
| Interest-bearing deposits | 46,626,000 | 45,234,000 | 43,236,000 | 46,148,000 |
| Noninterest-bearing deposits | 10,430,000 | 9,474,000 | 10,771,000 | 12,374,000 |
| Equity capital | 6,927,000 | 6,954,000 | 7,053,000 | 7,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,247,000 | 1,884,000 | 2,495,000 |
| Interest expense | 155,000 | 302,000 | 442,000 | 565,000 |
| Net interest income | 461,000 | 945,000 | 1,442,000 | 1,930,000 |
| Noninterest income | 100,000 | 216,000 | 342,000 | 493,000 |
| Noninterest expense | 455,000 | 920,000 | 1,409,000 | 1,884,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,000 | 241,000 | 375,000 | 539,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 241,000 | 375,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,927,000 | 6,954,000 | 7,053,000 | 7,217,000 |
| Total capital | 7,167,000 | 7,192,000 | 7,294,000 | 7,460,000 |
| Risk-weighted assets | 33,767,000 | 33,882,000 | 35,739,000 | 36,144,000 |