Call reports 2010
PEOPLES BANK, THE — 2010
What PEOPLES BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 59,524,000 | 60,039,000 | 58,457,000 | 62,483,000 |
| Total loans | 27,614,000 | 28,108,000 | 27,883,000 | 27,655,000 |
| Allowance for loan losses | 204,000 | 213,000 | 229,000 | 243,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,333,000 | 17,037,000 | 13,191,000 | 15,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,977,000 | 52,450,000 | 51,532,000 | 55,543,000 |
| Interest-bearing deposits | 42,746,000 | 43,324,000 | 42,670,000 | 44,689,000 |
| Noninterest-bearing deposits | 9,231,000 | 9,126,000 | 8,862,000 | 10,854,000 |
| Equity capital | 7,423,000 | 7,445,000 | 6,777,000 | 6,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,255,000 | 1,895,000 | 2,514,000 |
| Interest expense | 203,000 | 401,000 | 586,000 | 756,000 |
| Net interest income | 424,000 | 854,000 | 1,309,000 | 1,758,000 |
| Noninterest income | 101,000 | 225,000 | 337,000 | 421,000 |
| Noninterest expense | 437,000 | 895,000 | 1,335,000 | 1,782,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 73,000 | 154,000 | 266,000 | 337,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 154,000 | 266,000 | 337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,423,000 | 7,445,000 | 6,777,000 | 6,848,000 |
| Total capital | 7,627,000 | 7,658,000 | 7,006,000 | 7,091,000 |
| Risk-weighted assets | 32,207,000 | 32,332,000 | 32,023,000 | 33,647,000 |