Call reports 2009
PEOPLES BANK, THE — 2009
What PEOPLES BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 57,719,000 | 57,837,000 | 57,458,000 | 60,536,000 |
| Total loans | 27,400,000 | 25,719,000 | 25,875,000 | 25,867,000 |
| Allowance for loan losses | 156,000 | 166,000 | 174,000 | 190,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,388,000 | 20,103,000 | 16,176,000 | 17,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,057,000 | 50,255,000 | 49,919,000 | 53,037,000 |
| Interest-bearing deposits | 41,390,000 | 42,512,000 | 41,939,000 | 43,822,000 |
| Noninterest-bearing deposits | 8,667,000 | 7,742,000 | 7,980,000 | 9,214,000 |
| Equity capital | 7,516,000 | 7,416,000 | 7,369,000 | 7,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 717,000 | 1,394,000 | 2,051,000 | 2,693,000 |
| Interest expense | 238,000 | 474,000 | 704,000 | 922,000 |
| Net interest income | 479,000 | 920,000 | 1,347,000 | 1,771,000 |
| Noninterest income | 85,000 | 169,000 | 280,000 | 406,000 |
| Noninterest expense | 409,000 | 914,000 | 1,430,000 | 1,953,000 |
| Provision for loan losses | 0 | 10,000 | 25,000 | 40,000 |
| Pretax income | 155,000 | 166,000 | 173,000 | 185,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 155,000 | 166,000 | 173,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,516,000 | 7,416,000 | 7,369,000 | 7,381,000 |
| Total capital | 7,672,000 | 7,582,000 | 7,543,000 | 7,571,000 |
| Risk-weighted assets | 29,599,000 | 30,985,000 | 30,950,000 | 31,717,000 |