Call reports 2005
PEOPLES BANK, THE — 2005
What PEOPLES BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 46,114,000 | 45,435,000 | 45,228,000 | 50,735,000 |
| Total loans | 25,556,000 | 25,683,000 | 26,245,000 | 25,252,000 |
| Allowance for loan losses | 188,000 | 188,000 | 184,000 | 181,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,506,000 | 12,005,000 | 12,003,000 | 11,953,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,903,000 | 40,189,000 | 39,883,000 | 45,305,000 |
| Interest-bearing deposits | 32,968,000 | 32,940,000 | 32,940,000 | 35,965,000 |
| Noninterest-bearing deposits | 7,935,000 | 7,249,000 | 6,943,000 | 9,340,000 |
| Equity capital | 5,107,000 | 5,108,000 | 5,185,000 | 5,302,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 627,000 | 1,280,000 | 1,954,000 | 2,661,000 |
| Interest expense | 171,000 | 368,000 | 582,000 | 824,000 |
| Net interest income | 456,000 | 912,000 | 1,372,000 | 1,837,000 |
| Noninterest income | 83,000 | 176,000 | 269,000 | 351,000 |
| Noninterest expense | 393,000 | 790,000 | 1,192,000 | 1,626,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 146,000 | 298,000 | 449,000 | 566,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 146,000 | 298,000 | 449,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,107,000 | 5,108,000 | 5,185,000 | 5,302,000 |
| Total capital | 5,295,000 | 5,296,000 | 5,369,000 | 5,483,000 |
| Risk-weighted assets | 28,243,000 | 28,104,000 | 28,783,000 | 28,423,000 |
Machine access — free, no API key
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