Call reports 2004
PEOPLES BANK, THE — 2004
What PEOPLES BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 44,396,000 | 43,875,000 | 43,949,000 | 45,526,000 |
| Total loans | 23,109,000 | 24,324,000 | 24,612,000 | 24,631,000 |
| Allowance for loan losses | 165,000 | 204,000 | 197,000 | 186,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,855,000 | 11,606,000 | 12,006,000 | 12,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,608,000 | 39,044,000 | 38,981,000 | 40,415,000 |
| Interest-bearing deposits | 32,961,000 | 32,010,000 | 31,724,000 | 32,859,000 |
| Noninterest-bearing deposits | 6,647,000 | 7,034,000 | 7,257,000 | 7,556,000 |
| Equity capital | 4,697,000 | 4,725,000 | 4,851,000 | 5,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,150,000 | 1,750,000 | 2,363,000 |
| Interest expense | 147,000 | 292,000 | 440,000 | 595,000 |
| Net interest income | 427,000 | 858,000 | 1,310,000 | 1,768,000 |
| Noninterest income | 83,000 | 172,000 | 263,000 | 346,000 |
| Noninterest expense | 358,000 | 731,000 | 1,090,000 | 1,447,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 152,000 | 302,000 | 488,000 | 673,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 152,000 | 302,000 | 488,000 | 673,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,697,000 | 4,725,000 | 4,851,000 | 5,036,000 |
| Total capital | 4,862,000 | 4,929,000 | 5,048,000 | 5,222,000 |
| Risk-weighted assets | 25,999,000 | 26,920,000 | 27,228,000 | 27,431,000 |
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