Call reports 2003
PEOPLES BANK, THE — 2003
What PEOPLES BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 43,183,000 | 43,778,000 | 42,831,000 | 43,546,000 |
| Total loans | 22,949,000 | 23,847,000 | 23,605,000 | 23,048,000 |
| Allowance for loan losses | 128,000 | 169,000 | 169,000 | 164,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,031,000 | 10,546,000 | 10,546,000 | 10,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,791,000 | 39,279,000 | 38,221,000 | 38,815,000 |
| Interest-bearing deposits | 32,731,000 | 33,288,000 | 31,641,000 | 32,277,000 |
| Noninterest-bearing deposits | 6,060,000 | 5,991,000 | 6,579,000 | 6,538,000 |
| Equity capital | 4,291,000 | 4,390,000 | 4,500,000 | 4,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,192,000 | 1,785,000 | 2,367,000 |
| Interest expense | 191,000 | 368,000 | 532,000 | 683,000 |
| Net interest income | 400,000 | 824,000 | 1,253,000 | 1,684,000 |
| Noninterest income | 86,000 | 171,000 | 256,000 | 339,000 |
| Noninterest expense | 339,000 | 687,000 | 1,041,000 | 1,393,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 311,000 | 471,000 | 633,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 311,000 | 471,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,291,000 | 4,390,000 | 4,500,000 | 4,662,000 |
| Total capital | 4,419,000 | 4,559,000 | 4,669,000 | 4,826,000 |
| Risk-weighted assets | 25,053,000 | 26,329,000 | 25,960,000 | 25,915,000 |
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