Call reports 2026
STATE BANK OF JEFFERS — 2026
What STATE BANK OF JEFFERS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 39,845,000 | 37,083,000 |
| Total loans | 20,710,000 | 19,118,000 |
| Allowance for loan losses | 257,000 | 260,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 11,835,000 | 11,860,000 |
| Trading assets | 0 | 0 |
| Total deposits | 34,228,000 | 31,248,000 |
| Interest-bearing deposits | 22,367,000 | 20,081,000 |
| Noninterest-bearing deposits | 11,861,000 | 11,167,000 |
| Equity capital | 5,282,000 | 5,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 503,000 | 1,004,000 |
| Interest expense | 92,000 | 174,000 |
| Net interest income | 411,000 | 830,000 |
| Noninterest income | 13,000 | 20,000 |
| Noninterest expense | 169,000 | 329,000 |
| Provision for loan losses | -80,000 | -77,000 |
| Pretax income | 339,000 | 597,000 |
| Income tax | 95,000 | 169,000 |
| Net income | 244,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 5,282,000 | 5,466,000 |
| Total capital | 5,539,000 | 5,726,000 |
| Risk-weighted assets | 28,751,000 | 26,048,000 |