Call reports 2025
STATE BANK OF JEFFERS — 2025
What STATE BANK OF JEFFERS reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 38,451,000 | 37,190,000 | 37,388,000 | 37,682,000 |
| Total loans | 20,610,000 | 19,897,000 | 19,905,000 | 20,002,000 |
| Allowance for loan losses | 244,000 | 255,000 | 255,000 | 255,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,738,000 | 11,763,000 | 11,787,000 | 11,811,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,443,000 | 31,986,000 | 32,057,000 | 32,337,000 |
| Interest-bearing deposits | 21,964,000 | 21,885,000 | 21,193,000 | 21,303,000 |
| Noninterest-bearing deposits | 11,480,000 | 10,101,000 | 10,864,000 | 11,034,000 |
| Equity capital | 4,759,000 | 4,915,000 | 5,075,000 | 5,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 517,000 | 1,022,000 | 1,532,000 | 2,045,000 |
| Interest expense | 104,000 | 207,000 | 307,000 | 407,000 |
| Net interest income | 413,000 | 815,000 | 1,225,000 | 1,638,000 |
| Noninterest income | 11,000 | 20,000 | 29,000 | 37,000 |
| Noninterest expense | 178,000 | 351,000 | 548,000 | 801,000 |
| Provision for loan losses | 3,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 241,000 | 465,000 | 688,000 | 849,000 |
| Income tax | 71,000 | 138,000 | 202,000 | 250,000 |
| Net income | 170,000 | 327,000 | 486,000 | 599,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,759,000 | 4,915,000 | 5,075,000 | 5,039,000 |
| Total capital | 5,003,000 | 5,170,000 | 5,330,000 | 5,294,000 |
| Risk-weighted assets | 27,332,000 | 26,273,000 | 26,365,000 | 26,470,000 |