Call reports 2024
STATE BANK OF JEFFERS — 2024
What STATE BANK OF JEFFERS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 35,956,000 | 35,557,000 | 37,222,000 | 38,942,000 |
| Total loans | 19,057,000 | 18,869,000 | 19,368,000 | 19,659,000 |
| Allowance for loan losses | 360,000 | 278,000 | 237,000 | 241,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,566,000 | 7,593,000 | 12,738,000 | 8,759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,500,000 | 30,784,000 | 32,250,000 | 34,033,000 |
| Interest-bearing deposits | 21,041,000 | 21,155,000 | 21,666,000 | 21,197,000 |
| Noninterest-bearing deposits | 10,459,000 | 9,629,000 | 10,584,000 | 12,836,000 |
| Equity capital | 4,269,000 | 4,512,000 | 4,676,000 | 4,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 1,003,000 | 1,528,000 | 2,039,000 |
| Interest expense | 82,000 | 185,000 | 302,000 | 415,000 |
| Net interest income | 419,000 | 818,000 | 1,226,000 | 1,624,000 |
| Noninterest income | 11,000 | 20,000 | 32,000 | 42,000 |
| Noninterest expense | 156,000 | 294,000 | 487,000 | 785,000 |
| Provision for loan losses | 96,000 | 14,000 | 14,000 | 14,000 |
| Pretax income | 193,000 | 545,000 | 769,000 | 880,000 |
| Income tax | 12,000 | 121,000 | 181,000 | 210,000 |
| Net income | 181,000 | 424,000 | 588,000 | 670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,269,000 | 4,512,000 | 4,676,000 | 4,607,000 |
| Total capital | 4,629,000 | 4,790,000 | 4,913,000 | 4,848,000 |
| Risk-weighted assets | 29,082,000 | 28,578,000 | 24,670,000 | 30,955,000 |