Call reports 2020
STATE BANK OF JEFFERS — 2020
What STATE BANK OF JEFFERS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 28,175,000 | 28,962,000 | 30,056,000 | 34,000,000 |
| Total loans | 15,253,000 | 16,042,000 | 15,826,000 | 15,238,000 |
| Allowance for loan losses | 179,000 | 179,000 | 179,000 | 179,000 |
| Securities available for sale | 5,156,000 | 5,164,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 5,172,000 | 9,176,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,491,000 | 25,200,000 | 26,205,000 | 30,245,000 |
| Interest-bearing deposits | 17,277,000 | 17,238,000 | 17,441,000 | 18,620,000 |
| Noninterest-bearing deposits | 7,214,000 | 7,962,000 | 8,763,000 | 11,625,000 |
| Equity capital | 3,626,000 | 3,660,000 | 3,729,000 | 3,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 235,000 | 461,000 | 688,000 | 936,000 |
| Interest expense | 34,000 | 68,000 | 103,000 | 135,000 |
| Net interest income | 201,000 | 393,000 | 585,000 | 801,000 |
| Noninterest income | 22,000 | 37,000 | 86,000 | 74,000 |
| Noninterest expense | 155,000 | 310,000 | 462,000 | 672,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 120,000 | 209,000 | 205,000 |
| Income tax | 24,000 | 42,000 | 61,000 | 62,000 |
| Net income | 44,000 | 78,000 | 148,000 | 143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,626,000 | 3,660,000 | 3,729,000 | 3,685,000 |
| Total capital | 3,805,000 | 3,839,000 | 3,908,000 | 3,864,000 |
| Risk-weighted assets | 23,241,000 | 24,092,000 | 25,402,000 | 25,306,000 |