Call reports 2018
STATE BANK OF JEFFERS — 2018
What STATE BANK OF JEFFERS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 28,176,000 | 27,505,000 | 27,045,000 | 27,940,000 |
| Total loans | 16,776,000 | 17,134,000 | 16,641,000 | 16,639,000 |
| Allowance for loan losses | 185,000 | 187,000 | 181,000 | 176,000 |
| Securities available for sale | 5,020,000 | 5,015,000 | 5,010,000 | 5,005,000 |
| Securities held to maturity | 200,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,824,000 | 24,037,000 | 23,442,000 | 24,427,000 |
| Interest-bearing deposits | 13,103,000 | 16,676,000 | 16,056,000 | 16,815,000 |
| Noninterest-bearing deposits | 11,721,000 | 7,361,000 | 7,386,000 | 7,611,000 |
| Equity capital | 3,295,000 | 3,378,000 | 3,464,000 | 3,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 219,000 | 454,000 | 693,000 | 934,000 |
| Interest expense | 10,000 | 21,000 | 32,000 | 49,000 |
| Net interest income | 209,000 | 433,000 | 661,000 | 885,000 |
| Noninterest income | 14,000 | 35,000 | 50,000 | 66,000 |
| Noninterest expense | 158,000 | 303,000 | 450,000 | 648,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 65,000 | 165,000 | 261,000 | 293,000 |
| Income tax | 0 | 16,000 | 27,000 | 51,000 |
| Net income | 65,000 | 149,000 | 234,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,295,000 | 3,378,000 | 3,464,000 | 3,431,000 |
| Total capital | 3,480,000 | 3,565,000 | 3,645,000 | 3,607,000 |
| Risk-weighted assets | 23,073,000 | 22,511,000 | 22,210,000 | 23,558,000 |