Call reports 2017
STATE BANK OF JEFFERS — 2017
What STATE BANK OF JEFFERS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 26,964,000 | 25,094,000 | 24,740,000 | 26,481,000 |
| Total loans | 16,930,000 | 17,508,000 | 17,282,000 | 16,960,000 |
| Allowance for loan losses | 186,000 | 183,000 | 184,000 | 185,000 |
| Securities available for sale | 5,040,000 | 5,035,000 | 5,030,000 | 5,025,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,770,000 | 21,836,000 | 21,420,000 | 23,216,000 |
| Interest-bearing deposits | 16,471,000 | 15,354,000 | 15,126,000 | 15,895,000 |
| Noninterest-bearing deposits | 7,299,000 | 6,482,000 | 6,294,000 | 7,321,000 |
| Equity capital | 3,183,000 | 3,251,000 | 3,309,000 | 3,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 429,000 | 652,000 | 871,000 |
| Interest expense | 12,000 | 22,000 | 32,000 | 43,000 |
| Net interest income | 194,000 | 407,000 | 620,000 | 828,000 |
| Noninterest income | 20,000 | 34,000 | 51,000 | 67,000 |
| Noninterest expense | 158,000 | 306,000 | 459,000 | 676,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 135,000 | 212,000 | 219,000 |
| Income tax | 19,000 | 30,000 | 49,000 | 101,000 |
| Net income | 37,000 | 105,000 | 163,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,183,000 | 3,251,000 | 3,309,000 | 3,230,000 |
| Total capital | 3,369,000 | 3,434,000 | 3,493,000 | 3,415,000 |
| Risk-weighted assets | 21,001,000 | 19,199,000 | 19,446,000 | 19,051,000 |