Call reports 2016
STATE BANK OF JEFFERS — 2016
What STATE BANK OF JEFFERS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 27,972,000 | 27,903,000 | 27,086,000 | 27,675,000 |
| Total loans | 16,640,000 | 16,745,000 | 17,256,000 | 16,623,000 |
| Allowance for loan losses | 184,000 | 185,000 | 185,000 | 185,000 |
| Securities available for sale | 3,999,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 201,000 | 201,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,851,000 | 24,750,000 | 23,889,000 | 24,517,000 |
| Interest-bearing deposits | 16,488,000 | 16,973,000 | 16,229,000 | 16,332,000 |
| Noninterest-bearing deposits | 8,363,000 | 7,777,000 | 7,660,000 | 8,185,000 |
| Equity capital | 3,113,000 | 3,142,000 | 3,174,000 | 3,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 194,000 | 391,000 | 592,000 | 788,000 |
| Interest expense | 12,000 | 23,000 | 35,000 | 47,000 |
| Net interest income | 182,000 | 368,000 | 557,000 | 741,000 |
| Noninterest income | 17,000 | 34,000 | 51,000 | 71,000 |
| Noninterest expense | 151,000 | 304,000 | 464,000 | 657,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 48,000 | 98,000 | 144,000 | 155,000 |
| Income tax | 15,000 | 37,000 | 51,000 | 54,000 |
| Net income | 33,000 | 61,000 | 93,000 | 101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,113,000 | 3,142,000 | 3,174,000 | 3,146,000 |
| Total capital | 3,297,000 | 3,327,000 | 3,359,000 | 3,331,000 |
| Risk-weighted assets | 27,577,000 | 18,592,000 | 19,910,000 | 23,764,000 |