Call reports 2015
STATE BANK OF JEFFERS — 2015
What STATE BANK OF JEFFERS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 26,747,000 | 25,623,000 | 26,502,000 | 29,070,000 |
| Total loans | 16,205,000 | 17,620,000 | 17,278,000 | 16,660,000 |
| Allowance for loan losses | 179,000 | 180,000 | 181,000 | 183,000 |
| Securities available for sale | 6,496,000 | 0 | 4,498,000 | 4,499,000 |
| Securities held to maturity | 40,000 | 4,537,000 | 40,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,711,000 | 22,536,000 | 23,348,000 | 25,972,000 |
| Interest-bearing deposits | 16,039,000 | 15,847,000 | 16,062,000 | 16,671,000 |
| Noninterest-bearing deposits | 7,672,000 | 6,689,000 | 7,286,000 | 9,301,000 |
| Equity capital | 3,024,000 | 3,080,000 | 3,144,000 | 3,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 187,000 | 393,000 | 603,000 | 808,000 |
| Interest expense | 12,000 | 25,000 | 35,000 | 47,000 |
| Net interest income | 175,000 | 368,000 | 568,000 | 761,000 |
| Noninterest income | 16,000 | 31,000 | 49,000 | 64,000 |
| Noninterest expense | 147,000 | 291,000 | 435,000 | 643,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 108,000 | 182,000 | 182,000 |
| Income tax | 10,000 | 18,000 | 27,000 | 56,000 |
| Net income | 34,000 | 90,000 | 155,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,024,000 | 3,080,000 | 3,144,000 | 3,081,000 |
| Total capital | 3,203,000 | 3,260,000 | 3,325,000 | 3,264,000 |
| Risk-weighted assets | 19,670,000 | 20,128,000 | 21,292,000 | 24,200,000 |