Call reports 2012
STATE BANK OF JEFFERS — 2012
What STATE BANK OF JEFFERS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 23,759,000 | 23,161,000 | 23,669,000 | 23,171,000 |
| Total loans | 12,546,000 | 12,475,000 | 11,617,000 | 13,644,000 |
| Allowance for loan losses | 156,000 | 157,000 | 159,000 | 166,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,618,000 | 2,217,000 | 2,017,000 | 1,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,852,000 | 20,206,000 | 20,650,000 | 20,205,000 |
| Interest-bearing deposits | 14,187,000 | 14,212,000 | 13,794,000 | 13,910,000 |
| Noninterest-bearing deposits | 6,665,000 | 5,994,000 | 6,856,000 | 6,295,000 |
| Equity capital | 2,886,000 | 2,937,000 | 2,999,000 | 2,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 195,000 | 384,000 | 571,000 | 759,000 |
| Interest expense | 22,000 | 43,000 | 64,000 | 86,000 |
| Net interest income | 173,000 | 341,000 | 507,000 | 673,000 |
| Noninterest income | 18,000 | 37,000 | 59,000 | 76,000 |
| Noninterest expense | 151,000 | 277,000 | 398,000 | 598,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 38,000 | 99,000 | 161,000 | 143,000 |
| Income tax | 0 | 10,000 | 10,000 | 53,000 |
| Net income | 38,000 | 89,000 | 151,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,886,000 | 2,937,000 | 2,999,000 | 2,908,000 |
| Total capital | 3,033,000 | 3,094,000 | 3,158,000 | 3,074,000 |
| Risk-weighted assets | 14,026,000 | 13,619,000 | 13,496,000 | 15,132,000 |