Call reports 2025
BANK OF WESTON — 2025
What BANK OF WESTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 224,067,000 | 223,014,000 | 226,656,000 | 230,186,000 |
| Total loans | 167,368,000 | 171,183,000 | 170,453,000 | 174,955,000 |
| Allowance for loan losses | 2,064,000 | 2,182,000 | 2,194,000 | 2,201,000 |
| Securities available for sale | 40,156,000 | 42,491,000 | 49,644,000 | 49,114,000 |
| Securities held to maturity | 655,000 | 650,000 | 650,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,522,000 | 204,759,000 | 200,544,000 | 202,036,000 |
| Interest-bearing deposits | 154,443,000 | 152,063,000 | 147,417,000 | 150,438,000 |
| Noninterest-bearing deposits | 52,079,000 | 52,696,000 | 53,127,000 | 51,598,000 |
| Equity capital | 16,888,000 | 17,608,000 | 18,535,000 | 19,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,106,000 | 6,357,000 | 9,744,000 | 13,179,000 |
| Interest expense | 946,000 | 1,848,000 | 2,747,000 | 3,584,000 |
| Net interest income | 2,160,000 | 4,509,000 | 6,997,000 | 9,595,000 |
| Noninterest income | 181,000 | 412,000 | 618,000 | 811,000 |
| Noninterest expense | 1,473,000 | 2,923,000 | 4,360,000 | 5,882,000 |
| Provision for loan losses | 119,000 | 237,000 | 417,000 | 853,000 |
| Pretax income | 739,000 | 1,751,000 | 2,828,000 | 3,348,000 |
| Income tax | 169,000 | 402,000 | 652,000 | 770,000 |
| Net income | 570,000 | 1,349,000 | 2,176,000 | 2,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,183,000 | 18,712,000 | 19,290,000 | 19,441,000 |
| Total capital | 20,186,000 | 20,755,000 | 21,315,000 | 21,535,000 |
| Risk-weighted assets | 159,985,000 | 163,099,000 | 161,661,000 | 167,260,000 |